Benefits Plan
The hardworking men and women of Western Construction are the key to our success. We strive to be an industry leader in the benefit programs and services we provide to our valued employees.
Whether through health benefits, financial security programs or paid time off, Western Construction is constantly finding ways to reward our people for a job well done!
Health Benefits
Medical Insurance:
Western Construction offers three different health insurance plans designed to fit your budget, as well as your health and wellness needs. We pay a portion of your premiums for health coverage, and offer family packages as well. Your health and that of your loved ones is important to us!
Dental Insurance:
Our comprehensive dental plan offers 100% coverage for preventative services, as well as 50% coverage for any restorative/endodontics/major services that may be needed. Western Construction pays a portion of your premiums, and allows you the freedom to choose from the largest network of dentists in South Dakota. We offer family dental coverage as well, ensuring everybody in your family can smile with confidence.
Aflac Supplemental Insurance:
Because we all have varying levels of needs when it comes to our health and wellness, we proudly offer Aflac supplemental insurance. Aflac provides voluntary insurance coverage plans to meet your needs and your budget, helping you maintain the health and coverage that means the most to you and your family.
Spending Accounts:
Enrolling in our Flexible Spending Program helps make your health and dependent care dollars go further by allowing you to make pre-tax contributions to a personal spending account to use for qualified medical and dependent care expenses.
Based on your chosen health insurance plan, you may also qualify for a Health Savings Account. This allows you to defer pre-tax monies into a privately held account for future medical needs, saving you money and creating a safety net for life’s un-foreseen medical needs.
Financial Security Benefits
$15,000 Life Insurance Policy
We all want financial protection for our families and loved ones. We help provide that with a $15,000 employee life insurance policy at no cost to you. Additional coverage is available to help achieve your desired level of financial protection.
Simple IRA with Employer Match:
We don’t want to work forever, and neither do you. That’s why saving for retirement is such an important goal. We offer a Simple IRA plan which allows your funds to grow tax-deferred. You are immediately vested in your contributions as well as in the discretionary contributions made by Western Construction! We currently match up to 3% of your deferrals into the plan.
Winter Savings Program:
We are aware that budgeting for the off-season is a concern for our seasonal employees, and we want to help ensure that you’re set up for success when the season ends. Our Winter Savings Program allows you to set aside money during the construction season, which will then be paid out on a weekly basis during the winter. Western Construction will match 100% of the first $500 you save!
529 College Savings Plan:
We know that saving for education can be a challenge! To make it easier, we offer a 529 College Savings Plan. You can set aside funds that grow tax-free and can be used for qualified educational expenses in the future, for you or your relatives.
Seasonal Re-Hire Incentives:
Our seasonal employees are eligible for rehire incentives for each season that they return to Western Construction. The incentive grows with consecutive seasons! Our work may be seasonal, but we want our employees to feel secure year-round!
Paid Time Off
Our employees work hard! We want to ensure you can play hard as well! Western Construction has seven paid holidays each year and offers generous paid vacation! All employees are immediately eligible for paid holidays, and full-time employees begin to accrue vacation time immediately upon being hired. Seasonal employees begin to accrue vacation time after working 1,000 hours in a season. Vacation benefits increase with your years of service at Western Construction.